How to get a breast pump through insurance

Last updated: August 29, 2026

If you're pregnant, there's a good chance your health insurance will pay for a breast pump — and you may never see a bill. But most moms either don't know the benefit exists, or get lost between the insurance company, the doctor's office and the supplier. This guide explains how the benefit works and how to use it without doing the paperwork yourself.

Why insurance covers breast pumps

Under the Affordable Care Act, most health plans must cover breastfeeding support and supplies — including a breast pump — as a preventive benefit. For many plans that means no copay and no deductible for the pump itself. The details differ by plan: some cover a double-electric pump purchase, some cover rentals, and plans differ on when during pregnancy you can order.

What you actually need

• Active insurance — commercial plans and many Medicaid plans include this benefit.
• A physician order — breast pumps are durable medical equipment (DME), so insurers require a signed order from your doctor, midwife or OB practice.
• An in-network DME supplier — insurers pay suppliers, not retail stores. That's what we are.

The process, step by step

1. Benefits verification (24–48 hours). You give us your insurance details and we confirm with your plan exactly what's covered — pump type, timing rules, and any other maternity items your plan includes.

2. Physician order. We contact your doctor's office and coordinate the signed order. This is usually the longest step — the full process typically takes 2–4 weeks.

3. Delivery. Once the order is complete, your pump ships free and arrives in 3–5 business days.

Often covered alongside the pump

Many plans cover more maternity items than moms realize. Depending on your benefits, your kit can also include a maternity back brace, compression stockings, a blood pressure monitor, a DVT prevention device and a TENS unit. Verification tells you the exact list — see our insurance FAQ for common questions.

When should you start?

Earlier is better. Starting in your second trimester leaves plenty of time for verification and the physician order, so everything arrives well before your due date. Checking coverage is free and puts you under no obligation.